Regulatory Disclosure.

This page is intended to clarify the regulatory status of Welfare Brothers Global Limited and to distinguish the group holding platform from regulated entities within or associated with the broader WELF ecosystem.

Purpose of this disclosure.

This Regulatory Disclosure applies to the website operated for or on behalf of Welfare Brothers Global Limited and should be read together with the Terms & Conditions, Privacy Policy and Cookie Policy published on the website.

Its purpose is to explain the regulatory status of Welfare Brothers Global Limited, distinguish it from regulated entities within or associated with the group, and clarify the basis on which information on this website is made available.

This website is provided for general corporate and informational purposes only. It is not intended to create a client relationship with any regulated entity and should not be relied upon as a substitute for formal client documentation, product documentation, legal advice, tax advice or investment advice.

Status of Welfare Brothers Global Limited.

Welfare Brothers Global Limited is a group holding platform.

Welfare Brothers Global Limited is not authorised or regulated by the Dubai Financial Services Authority (“DFSA”), the Netherlands Authority for the Financial Markets (“AFM”) or any other financial services regulator to provide financial services.

Welfare Brothers Global Limited does not itself provide investment advice, portfolio management, arranging, custody, banking, payment services, deposit-taking, credit services, insurance mediation or any other regulated financial activity.

Any reference on this website to investment management, advisory services, portfolio management, arranging, custody, financial products or other regulated financial services should be understood as referring only to the relevant regulated entity, where applicable, and not to Welfare Brothers Global Limited.

Regulated entities referred to on this website.

Regulated financial services referenced on this website are provided, where applicable, only by the relevant regulated entity and only within the scope of that entity’s permissions, client documentation and applicable laws.

WELF Advisory Limited is incorporated in the Dubai International Financial Centre (“DIFC”) and is authorised and regulated by the DFSA under reference number F012339.

WELF Advisory Limited is authorised by the DFSA to provide the financial services set out in its DFSA licence, which may include advising on financial products, arranging deals in investments, arranging custody and managing assets, subject at all times to the scope of its licence, applicable DFSA rules and the relevant client documentation.

Total Investment Services B.V. is authorised by the AFM as a portfolio manager and, as disclosed on this website, has European passporting into Germany, Belgium, Luxembourg, Portugal and Spain.

Each regulated entity operates under its own regulatory permissions, governance arrangements, client onboarding process, suitability or appropriateness requirements, contractual documentation, disclosures and applicable laws.

Separation between group entities.

Welfare Brothers Global Limited, WELF Advisory Limited, Total Investment Services B.V. and any other group or associated entity are separate legal entities.

References to “WELF”, “Welfare”, “Welfare Brothers”, “Welfare Group”, “the group”, “we”, “our” or similar expressions on this website may refer to the broader group, brand, platform or ecosystem. Such references should not be interpreted as meaning that Welfare Brothers Global Limited provides regulated financial services.

No statement on this website should be read as merging the legal, regulatory or contractual responsibilities of different group entities.

Any client relationship with a regulated entity may only arise after completion of the relevant onboarding, client classification, suitability or appropriateness assessment, AML/CFT and sanctions checks, and execution of the applicable client documentation.

Professional client limitation.

Services provided by WELF Advisory Limited are directed exclusively at Professional Clients and/or Market Counterparties, as defined under the DFSA Conduct of Business Module.

They are not directed at Retail Clients.

No person who does not meet the relevant classification criteria should rely on this website as a basis for seeking or obtaining regulated financial services from WELF Advisory Limited.

Where any material on this website refers to investment products, strategies, portfolio management, arranging, custody or other regulated financial services, such material is intended only for persons who may lawfully receive it in their jurisdiction and who meet the relevant client eligibility requirements.

Access to any regulated service remains subject to formal onboarding, client classification, suitability assessment, AML/CFT and sanctions checks, jurisdictional restrictions, and execution of the relevant documentation.

No offer, advice or recommendation.

This website is provided for general information only.

Nothing on this website constitutes, and nothing should be construed as, investment advice, legal advice, tax advice, accounting advice, financial planning advice, portfolio management advice, a personal recommendation, an offer, a solicitation, an invitation, an inducement, a public offer of securities or financial products, or a financial promotion directed at Retail Clients.

Any investment product, financial product, strategy, service or transaction referred to on this website is subject to separate documentation, eligibility requirements, risk disclosures, fees, costs, restrictions and applicable regulatory requirements.

No information on this website should be treated as a recommendation to buy, sell, subscribe for, redeem, hold or otherwise deal in any investment, financial product or service.

Investment risk.

Investments involve risk.

The value of investments may go down as well as up, and investors may lose part or all of the amount invested.

Past performance is not a reliable indicator of future results.

Any reference to historical performance, market data, modelled performance, back-tested data, projections, targets, forecasts, opinions, views or forward-looking statements is provided for general informational purposes only and should not be treated as a guarantee, assurance or reliable indication of future performance or outcomes.

Different investments involve different risks, including market risk, credit risk, liquidity risk, concentration risk, currency risk, counterparty risk, operational risk, legal and regulatory risk, tax risk, settlement risk, technology risk and, where relevant, risks associated with digital assets, derivatives, leverage or alternative investments.

Digital assets, tokens and technology-related references.

Where this website refers to digital assets, tokens, blockchain technology, digital platforms, decentralised applications, digital finance or related technology, such references are provided for general informational and corporate purposes only unless expressly stated otherwise.

No such reference should be interpreted as an offer, recommendation, invitation or solicitation to buy, sell, subscribe for or otherwise deal in any token, digital asset, virtual asset, financial product or investment.

Digital assets and related technologies may involve heightened risks, including price volatility, regulatory uncertainty, cybersecurity risk, custody risk, smart-contract risk, operational risk, market abuse risk, liquidity risk and potential total loss of value.

Welfare Brothers Global Limited does not provide regulated financial services, investment advice, custody, exchange, brokerage, portfolio management or arranging services in relation to digital assets unless expressly stated and provided through a properly authorised entity.

Third-party and associated services.

This website may refer to services, products, platforms, research, content or materials provided by third-party banks, custodians, brokers, fund managers, portfolio managers, fiduciaries, trustees, corporate service providers, legal advisors, tax advisors, technology providers or other professional service providers.

Such third parties are separate from Welfare Brothers Global Limited and provide their services under their own terms of engagement, regulatory status, licensing position and responsibilities.

Welfare Brothers Global Limited does not accept responsibility for the acts, omissions, advice, products, services, performance, solvency, security, regulatory status or conduct of any third party, unless expressly agreed in writing.

Any decision to engage a third-party provider should be made only after appropriate due diligence and independent professional advice where required.

Jurisdictional restrictions.

This website is not directed at any person in any jurisdiction where publication, access, distribution or use would be contrary to applicable law or regulation.

Users are responsible for ensuring that their access to and use of this website is lawful in their jurisdiction.

Welfare Brothers Global Limited and the relevant regulated entities may restrict access to information, materials, services or communications where they consider this necessary or appropriate for legal, regulatory, compliance, sanctions, AML/CFT, tax or risk-management reasons.

No regulated financial service is offered to any person unless such service may be lawfully provided to that person in the relevant jurisdiction and the relevant onboarding and classification requirements have been completed.

No reliance.

The information on this website has not been prepared with regard to the specific objectives, financial situation, knowledge, experience, risk tolerance, legal position, tax position or needs of any particular person.

No person should rely on this website as the sole basis for making any investment, legal, tax, financial, structuring, migration, succession, banking or business decision.

Independent legal, tax, financial, investment, regulatory or other professional advice should be obtained before entering into any transaction, structure, mandate, arrangement or investment.

Formal product documentation, client agreements, offering documents, risk disclosures and other applicable legal documents shall prevail over any general information published on this website.

Conflicts and commercial interests.

Welfare Brothers Global Limited and entities within or associated with the group may have commercial, strategic, ownership, referral, distribution, advisory, sponsorship, service or other relationships with third parties, issuers, managers, platforms, service providers or counterparties referred to on this website.

Such relationships may give rise to actual or potential conflicts of interest.

Where a regulated entity provides services, conflicts are managed in accordance with that entity’s applicable regulatory obligations, internal policies and client documentation.

No reference to any third party, product, strategy, platform or service should be interpreted as an endorsement, guarantee, recommendation or assurance by Welfare Brothers Global Limited.

Website content and external links.

The information on this website is provided on an “as is” basis and may be amended, removed, updated or withdrawn at any time without notice.

Although reasonable care may be taken in preparing website content, Welfare Brothers Global Limited does not guarantee that the information is complete, accurate, current, suitable, error-free or available at all times.

This website may contain links to third-party websites or platforms. Such links are provided for convenience only. Welfare Brothers Global Limited does not control, endorse or accept responsibility for the content, security, availability, accuracy, privacy practices or terms of any third-party website or platform.

Users access external links and third-party platforms at their own risk.

Communications and use of website.

Submitting a form, sending an email, requesting information, downloading material, attending a webinar, interacting with social media or otherwise communicating through this website does not create a client relationship, advisory relationship, fiduciary relationship or investment management relationship with Welfare Brothers Global Limited or any regulated entity.

No orders, investment instructions, subscription requests, redemption requests, payment instructions, transaction requests, changes to mandates, account instructions or time-sensitive communications should be submitted through public website forms, social media channels or informal digital communications unless expressly confirmed by the relevant entity through its approved communication channels.

Users should not send confidential information, personal data, identification documents, bank details or investment instructions through unsecured channels.

Complaints and regulatory enquiries.

Any complaint or enquiry relating to a regulated financial service should be directed to the regulated entity that provided or proposed to provide the relevant service, in accordance with its complaints-handling procedures and applicable regulatory requirements.

General enquiries relating to this website or Welfare Brothers Global Limited may be submitted through the contact details published on the website.

Welfare Brothers Global Limited may refer any enquiry or complaint to the relevant group or associated entity where the matter relates to that entity’s services, personnel, documentation or regulatory responsibilities.

Updates to this disclosure.

Welfare Brothers Global Limited may amend this Regulatory Disclosure from time to time.

The latest version will be published on this website and will apply from the date of publication unless otherwise stated.

Users should review this page periodically to ensure they understand the current regulatory and legal basis on which the website is made available.

For questions about this disclosure, contact [email protected].